Take Control of Your Debt
Compare debt consolidation options, find the best personal loans, and create your path to financial freedom.
Our Top Debt Relief Picks for 2026
We've researched and compared the top debt consolidation and personal loan options to help you make an informed decision.
| Provider | Rating | Best For | Highlights | |
|---|---|---|---|---|
|
Editor's Choice
National Debt Relief | 4.5 | One of the largest debt settlement companies in the US. Help... |
| Check Rates |
| SoFi Personal Loans | 4.7 | Online lender offering personal loans with competitive rates... |
| Check Rates |
| LendingClub | 4.3 | Peer-to-peer lending platform offering personal loans for de... |
| Check Rates |
| Upgrade Personal Loans | 4.4 | Modern lender offering personal loans and credit products wi... |
| Check Rates |
National Debt Relief
One of the largest debt settlement companies in the US. Helps reduce unsecured debt by negotiating with creditors.
- No upfront fees
- Free consultation
- Accredited by IAPDA
SoFi Personal Loans
Online lender offering personal loans with competitive rates and no fees.
- No origination fees
- Unemployment protection
- Fast funding (same day possible)
LendingClub
Peer-to-peer lending platform offering personal loans for debt consolidation and more.
- Accepts fair credit (600+)
- Joint applications allowed
- Direct creditor payment option
Upgrade Personal Loans
Modern lender offering personal loans and credit products with flexible terms.
- Accepts fair credit (580+)
- Fast approval process
- Credit monitoring included
Explore Your Options
Find the right solution for your financial situation.
Debt Consolidation
Compare debt consolidation options and find the best solution for your situation.
Learn morePersonal Loans
Find the best personal loans for debt payoff, emergencies, and major purchases.
Learn moreCredit Score
Learn how to check, understand, and improve your credit score.
Learn moreBudgeting
Master your money with budgeting tips, tools, and strategies.
Learn moreHow Debt Consolidation Works
Check Your Options
Compare debt consolidation loans, balance transfer cards, and debt relief programs to find the best fit.
Apply Online
Most applications take just minutes. Get pre-qualified without affecting your credit score.
Become Debt-Free
Make one simple monthly payment and watch your debt disappear. Most people are debt-free in 24-48 months.
Ready to Start Your Debt-Free Journey?
Get a free, no-obligation consultation and see how much you could save.
Compare Options Now