Terms of Service

Last Updated: February 5, 2026

Please read these Terms of Service ("Terms") carefully before using DebtFree Journey (the "Website"). By accessing or using our Website, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using this Website, you accept and agree to be bound by these Terms. If you do not agree to these Terms, you should not use this Website.

2. Informational Purposes Only

IMPORTANT: The content on this Website is for informational and educational purposes only. It is NOT financial, legal, or professional advice. We are not financial advisors, and nothing on this Website should be construed as financial advice.

Before making any financial decisions, you should consult with a qualified financial advisor, accountant, or other professional who can assess your individual situation.

3. Affiliate Relationships

Affiliate Disclosure: This website contains affiliate links. If you click through and make a purchase or sign up for a service, we may receive a commission at no additional cost to you. We only recommend products and services we believe will provide value to our readers. Our editorial content is not influenced by advertisers or affiliate partnerships.

The compensation we receive may influence which products we write about and where they appear on the site. However, it does not influence our reviews or recommendations, which are based on our honest opinions and research.

4. No Guarantee of Results

We make no guarantees about the results you may achieve from using the products, services, or strategies discussed on this Website. Individual results may vary based on many factors beyond our control.

5. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Clicking on third-party links is at your own risk.

6. Intellectual Property

All content on this Website, including text, graphics, logos, and images, is the property of DebtFree Journey or its content suppliers and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express permission.

7. User Conduct

You agree not to:

  • Use the Website for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Website
  • Interfere with or disrupt the Website or servers
  • Collect user information without consent
  • Use automated systems to access the Website

8. Disclaimer of Warranties

THE WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, DEBTFREE JOURNEY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR ANY PRODUCTS OR SERVICES OBTAINED THROUGH THE WEBSITE.

10. Indemnification

You agree to indemnify and hold harmless DebtFree Journey and its affiliates from any claims, damages, or expenses arising from your use of the Website or violation of these Terms.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Website constitutes acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms, please contact us at: terms@yourdomain.com